How much rakeback does Stake give?
The short answer to how much rakeback does Stake give is 3.5% of the house edge on every bet you place, win or lose. It applies across the casino, from Stake Originals like Dice and Crash to slots and live dealer tables, and across the sportsbook too.
Two things make Stake’s version more accessible than people expect:
It unlocks early. Rakeback starts at Bronze, the first level of the VIP Club, which you reach after $10,000 in total wagers. You do not need to grind to a high tier before the perk switches on.
It is retroactive. Once you hit Bronze, wagers placed before you qualified are counted toward your claimable rakeback, provided your account stayed active in the run-up. Nothing earned is quietly written off.
The catch is in the size of the number, which is the next thing to understand properly.
Stake rakeback percentage explained: 3.5% of the house edge, not your stake
Here is the misread that inflates expectations everywhere. The Stake rakeback percentage is 3.5% applied to the house edge of a game, not 3.5% of what you wager. Those are two completely different figures.
The house edge is the slice the casino expects to keep over time. On a slot with a 96% return-to-player (RTP), the house edge is 4%. On a Stake Original running at around 99% RTP, it is closer to 1%. Your rakeback is 3.5% of that slice, not of your whole bet.
So on a $100 wager:
- 3.5% of turnover would be $3.50. That is the number people imagine.
- 3.5% of the house edge on a 4% slot is $100 × 4% × 3.5% = $0.14. That is the real number.
⚠️ Worth knowing: the lower a game’s house edge, the lower your rakeback. High-RTP Stake Originals pay back the least; higher-edge slots pay back more per dollar wagered. Chasing higher-edge games to farm rakeback means accepting worse odds, which usually costs more than the rakeback returns. The rate is a rebate on losses you were already exposed to, not free money.
One more clarification, because affiliate pages disagree on it: Stake’s rakeback rate is flat at 3.5% across every VIP tier. Climbing from Bronze to Platinum and beyond unlocks bigger reloads, level-up bonuses and weekly and monthly offers, but the rakeback percentage itself does not rise. We cover how those other rewards stack up in our Stake VIP program review.
Stake rakeback calculator
You can work out any rakeback figure with one formula:
Rakeback = Wager × House edge × 3.5%
Don’t know a game’s house edge? Subtract its RTP from 100%. An RTP of 96.5% means a 3.5% house edge; an RTP of 99% means a 1% house edge.
Use the calculator below to run your own numbers, or work through the examples underneath it.
Stake rakeback calculator
Work out your 3.5% rakeback
Rakeback is 3.5% of the house edge on each wager — not 3.5% of your stake. Enter your numbers below.
Tip: house edge = 100% − RTP. A 96% RTP slot has a 4% house edge.
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Your rakeback
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Rakeback unlocks at Bronze VIP (after $10,000 in total wagers) and is the same 3.5% at every tier. Figures are estimates — your actual rakeback depends on the exact games played. Cashed-out and voided sports bets do not qualify.
Worked examples
| Scenario | Wager | House edge | Calculation | Rakeback |
|---|---|---|---|---|
| Stake Original (Dice/Crash) | $1,000 | 1% | 1,000 × 0.01 × 0.035 | $0.35 |
| Mid-RTP video slot | $1,000 | 4% | 1,000 × 0.04 × 0.035 | $1.40 |
| Sportsbook bet (default edge) | $1,000 | 3% | 1,000 × 0.03 × 0.035 | $1.05 |
💡 Pro Tip: rakeback rewards volume over time, not single big bets. Wagering $500 a week for a year on mid-edge games adds up to a meaningful claimable balance, but it is built from cents per bet, not the headline 3.5% people picture. Set the expectation correctly and it becomes a genuine, if modest, edge-back.
If you want to see how that per-bet rebate measures up against other platforms, our crypto casino rakeback rates hub lists the published rate for every operator we track.
Casino rakeback vs sportsbook rakeback
The 3.5% rate is the same on both sides of Stake, but the sportsbook uses a fixed assumption rather than a per-game edge.
On the casino, rakeback is calculated on each game’s actual house edge, as above.
On the sportsbook, Stake applies a default 3% house edge to the theoretical value of your bets, then pays 3.5% of that. In practice that works out to roughly 0.105% of your sports turnover.
🚩 Red flag for sports bettors: voided bets and bets you cash out early are not eligible for rakeback. If rakeback value matters to you, letting a bet settle naturally is the only way it counts. There is also a quirk worth knowing: because Bronze is reached on wagering volume, sports bettors can hit the $10,000 threshold and unlock rakeback faster than casino-only players.
How to claim Stake rakeback
Rakeback is not credited to your balance automatically as you play. It accumulates in the background and waits for you to collect it.
- Open the VIP page. Log in and head to the VIP section of your account.
- Select the Rakeback tab. Your total accumulated rakeback is shown here.
- Claim it. The full amount you have earned is available to take at any time. It does not expire, and because you never lose VIP status once earned, you never lose your rakeback eligibility either.
The only real friction is remembering to do it. There is no countdown, no forfeiture, and no minimum claim window – but rakeback sitting unclaimed is rakeback you have not actually banked.
Is 3.5% actually good? An honest comparison
This is where a fair review has to push back on its own subject. Stake’s 3.5% sits below what several rivals pay. A number of crypto casinos advertise higher base rakeback, and for a high-volume player who treats rakeback as the deciding factor, Stake is not the top of the table.
The counterweight is real, though. Rakeback at Stake is one component of a broad rewards package – reloads, weekly and monthly bonuses, level-up rewards and bonus drops – and the platform’s game range, speed and reliability are part of the value too. For most players the rakeback is a useful supplement to that package rather than the headline reason to choose Stake.
📌 Key takeaway: if you are picking a casino purely on rakeback percentage, Stake is unlikely to win on the rate alone. If you value the whole VIP ecosystem and want a rebate layered on top, 3.5% is a fair, accessible perk. We put the two head to head in our Stake vs BC.Game rakeback comparison, and the full platform breakdown lives in our Stake casino review.
Final verdict
Stake’s rakeback is a genuine, accessible perk that is easy to misjudge. The honest summary: it is 3.5% of the house edge – not your stake – it is flat across all VIP tiers, it unlocks at Bronze, it covers casino and sportsbook, and it accumulates as claimable cash that never expires. The rate is on the modest side compared with some rivals, so its value comes from stacking with the wider VIP rewards rather than standing alone.
Before chasing any rakeback, set the expectation correctly: it is a small rebate on wagers you were already making, not a route to profit. Treat it as a bonus on play you would do anyway, keep your stakes within a comfortable budget.
FAQ
Stake gives 3.5% of the house edge back on every wager, win or lose, across casino and sportsbook. It unlocks at Bronze VIP level after $10,000 in total wagers and the rate is the same at every tier above that.
The Stake rakeback percentage is a flat 3.5%, but it is applied to a game’s house edge rather than to the amount you stake. On a 4% house-edge slot, a $100 wager earns $0.14; on a 1% house-edge Stake Original, the same wager earns $0.035.
Multiply your total wager by the game’s house edge, then by 3.5% (0.035). To find the house edge, subtract the game’s RTP from 100%. The calculator on this page does the arithmetic for you once you enter a wager and a house edge or RTP.
No. Accumulated rakeback stays claimable indefinitely, and you do not lose VIP status once you reach it, so your eligibility remains. The only requirement is that you manually claim it from the Rakeback tab on the VIP page.
